New member and thanks to everyone who has posted. This site is a God send.

I don't believe these folks are sponsors however,

Anyone in the Toronto area must get to know:

Volvo Guys - 468 Gilbert (Eglinton and Caledonia) 416-538-6586. I have dealt with Louie. Incredibly knowledgeable. Fair. Reasonable. Quality parts only. Tested right in front of you. Limited warranty offered. Volvo only salvage / used parts.

To give you an idea - Just replaced:
Control arm - literally new not a scuff $75
Power Steering Pump - from an S60 - matches '00 S70 - $125
Window Regulator - complete assembly - $75
Blower Motor - $75

I saved an absolute fortune based on what I was quoted elsewhere by the mechanic.

I hope nobody minds me posting about a not-yet sponsor.

Thank you!