Greetings, I just bought my 5th Volvo. This was a retired loan car with 8K on the clock, and a CPO. It is a 2021 XC40 T4. It was 5 K under MSRP and I still have 3 years and 10 months of manufacturer's warranty and 4 years and 10 months of Volvo on Call with app. It has all the bells and whistles and without a doubt is the nicest Volvo I've ever owned. I'm still learning how to use all the options, there are so many. I traded in my 2017 S60 T5, and I don't really feel any difference in drivability. And best of all, I just put all the specs into KBB, and I could sell it today for 2700 more than I owe. What a glorious time we're living in!